Get the credit you deserve and take control of your money.
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Don’t let creditors get you down
Dealing with debt can be very stressful. When we don’t know how to resolve it, debt can feel like it has taken control of what we can and can’t do. It doesn’t have to be this way. You can get out of debt and have a new life.
Find financial freedom and reach your goals
We help people like you get out of debt fast, improve your credit score, and create budgets for wise financial planning. Unlike some debt consolidation companies who take your money and ruin your credit score, we actually get on the phone immediately with creditors and start negotiating.
How We Help
Credit Analysis & Rehabilitation
Getting your credit score where it needs to be doesn't happen overnight but we will analyze your credit report and walk you through the necessary steps.
Budget Preparation
A budget is essential for breaking out of the cycle of living month to month and focusing on the big picture. We will create a budget with you to do just that.
Account Settlement Program
We contact collection agencies and settle the account for less than is owed and get items deleted from your credit report. This helps your credit score improve so you can achieve financial freedom.
Debt Counseling Seminars
Education is key in living a debt free life and reaching your financial goals. If your business or church would like to educate people in your organization contact us to schedule an event.
What People Are Saying
“We were paying $1,793 per month and now we are only paying $1,389. The number of years we have to pay our first mortgage stayed the same and they gave us back the money we used to pay for homeowner’s insurance. We were able to put everything in order and even get a brand new car.”
— Alina S., Tampa, FL
“Jessica from NLDC has been advising my husband and I for years. She taught us how to improve our credit and got us ready to buy a home. After we bought our home she helped us further by guiding us to a refi program that lowered our mortgage and interest rate. Our mortgage payment went down by almost $400.”
— Viviana P., Brandon, FL
“I explained to Jessica from an NLDC my financial situation. She advise me what do to jump my credit score within 30 days. I followed her advise and just as she said my credit went from 575 to 641 within a month. She is very knowledgeable and I highly recommend her if If you’re looking to purchase a home or just fix ypur finances.”
— Natanael N., Chicago, IL
Try a session with us and see if it’s right for you.
There’s no commitment, pressure, or obligation.